/* ===== RESET & BASE ===== */
* { margin:0; padding:0; box-sizing:border-box; }
html { scroll-behavior:smooth; }
body {
    font-family: 'Inter', sans-serif;
    background: #f8fafc;
    color: #0b1a2e;
    line-height: 1.6;
    display: flex;
    flex-direction: column;
    min-height: 100vh;
}
main { flex: 1; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }

/* ===== BUTTONS ===== */
.btn-primary {
    display: inline-block;
    background: #0055a4;
    color: #fff;
    font-weight: 600;
    padding: 12px 32px;
    border-radius: 40px;
    border: none;
    cursor: pointer;
    transition: background 0.25s, transform 0.15s;
    box-shadow: 0 4px 14px rgba(0,85,164,0.30);
    letter-spacing: 0.3px;
}
.btn-primary:hover {
    background: #003d7a;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(0,85,164,0.35);
}
.btn-secondary {
    display: inline-block;
    background: transparent;
    color: #0055a4;
    font-weight: 600;
    padding: 10px 28px;
    border-radius: 40px;
    border: 2px solid #0055a4;
    cursor: pointer;
    transition: background 0.25s, color 0.25s;
}
.btn-secondary:hover {
    background: #0055a4;
    color: #fff;
}

/* ===== HEADER ===== */
.site-header {
    background: #fff;
    border-bottom: 1px solid #e9edf2;
    position: sticky;
    top: 0;
    z-index: 100;
    box-shadow: 0 1px 4px rgba(0,0,0,0.02);
    padding: 14px 0;
}
.site-header .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
}
.logo {
    font-weight: 800;
    font-size: 1.4rem;
    letter-spacing: -0.5px;
    display: flex;
    align-items: center;
    gap: 10px;
}
.logo span { color: #0055a4; }
.logo-icon { font-size: 1.6rem; }

.main-nav {
    display: flex;
    align-items: center;
    gap: 32px;
}
.main-nav a {
    font-weight: 500;
    font-size: 0.95rem;
    color: #1e2f44;
    transition: color 0.2s;
    position: relative;
}
.main-nav a::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: #0055a4;
    transition: width 0.25s;
}
.main-nav a:hover::after { width: 100%; }
.main-nav a:hover { color: #0055a4; }
.main-nav .nav-cta { padding: 10px 28px; font-size: 0.9rem; box-shadow: none; }
.main-nav .nav-cta::after { display: none; }

.menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 4px;
}
.menu-toggle span {
    display: block;
    width: 26px;
    height: 2.5px;
    background: #0b1a2e;
    border-radius: 4px;
    transition: 0.25s;
}

/* ===== FOOTER ===== */
.site-footer {
    background: #0b1a2e;
    color: rgba(255,255,255,0.75);
    padding: 50px 0 20px;
    margin-top: 40px;
    border-top: 1px solid rgba(255,255,255,0.06);
}
.site-footer .container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}
.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 40px;
    padding-bottom: 30px;
    border-bottom: 1px solid rgba(255,255,255,0.06);
}
.footer-brand .logo { color: #fff; margin-bottom: 12px; display: inline-block; }
.footer-brand .logo span { color: #6bb3ff; }
.footer-brand p { font-size: 0.92rem; line-height: 1.7; max-width: 300px; }
.footer-social { margin-top: 16px; display: flex; gap: 14px; }
.footer-social a { font-size: 1.4rem; opacity: 0.6; transition: opacity 0.2s; }
.footer-social a:hover { opacity: 1; }

.footer-links h4, .footer-contact h4 {
    color: #fff;
    font-weight: 600;
    font-size: 1rem;
    margin-bottom: 16px;
}
.footer-links a {
    display: block;
    font-size: 0.92rem;
    padding: 4px 0;
    transition: color 0.2s;
}
.footer-links a:hover { color: #fff; }

.footer-contact p {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.92rem;
    margin-bottom: 8px;
}
.footer-contact p span { font-size: 1.1rem; }
.footer-contact a { color: rgba(255,255,255,0.75); transition: color 0.2s; }
.footer-contact a:hover { color: #fff; }

.footer-bottom {
    padding-top: 20px;
    margin-top: 20px;
    display: flex;
    flex-direction: column;
    gap: 8px;
    font-size: 0.85rem;
    color: rgba(255,255,255,0.45);
    border-top: 1px solid rgba(255,255,255,0.06);
}
.footer-disclaimer {
    font-size: 0.75rem;
    line-height: 1.6;
    color: rgba(255,255,255,0.35);
}
.footer-disclaimer strong { color: rgba(255,255,255,0.6); }

/* ===== RESPONSIVE ===== */
@media (max-width: 992px) {
    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 30px;
    }
}
@media (max-width: 768px) {
    .menu-toggle { display: flex; }
    .main-nav {
        display: none;
        flex-direction: column;
        gap: 16px;
        position: absolute;
        top: 72px;
        left: 0;
        right: 0;
        background: #fff;
        padding: 24px 20px 32px;
        border-bottom: 1px solid #e9edf2;
        box-shadow: 0 12px 32px rgba(0,0,0,0.06);
    }
    .main-nav.open { display: flex; }
    .main-nav a { font-size: 1rem; }
    .main-nav .nav-cta { width: 100%; text-align: center; }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 28px;
    }
    .footer-brand p { max-width: 100%; }
    .footer-contact p { flex-wrap: wrap; }
}
@media (max-width: 480px) {
    .logo { font-size: 1.1rem; }
    .container { padding: 0 16px; }
}